Bank of Cattaraugus Terms of Use
Acceptance of the Terms of Use
Welcome to the Bank of Cattaraugus Internet Website. Please read the following terms of use carefully before using this site.
Bank of Cattaraugus maintains this Website to provide you with information about our products and services and to facilitate communication. Bank of Cattaraugus provides this service to you subject to the following terms and conditions, which may be updated at any time without notice to you. When you access your accounts by using any of our Internet banking services, including mobile banking, you agree to abide by the terms and conditions of this agreement as well as the particular product terms, conditions, agreements, fee schedules, and disclosures.
When opening an account at Bank of Cattaraugus, a full disclosure is given in person. If at any time you want a copy of this, please call the bank at 716-257-3431. Each of your accounts is governed by the applicable account disclosure/agreement and Truth in Savings disclosure you received when you opened your account. If you have questions, please contact the bank. Bank of Cattaraugus is located in Cattaraugus, New York.
Bank of Cattaraugus is entitled to act upon instructions received with respect to any Internet banking service under your user ID and password. Using your internet banking, you may view your account balances and you may transfer funds to other related accounts. Your transaction history is available for six months. You cannot use E-mail to initiate transactions, change information, or inquire about your account(s). Bank of Cattaraugus accepts no responsibility for the unauthorized use of your user ID and/or password and accepts no obligation to confirm the identity of any user of Internet banking. You will be responsible for and bound by all transactions conducted by using your user ID and password to access Internet banking, whether those transactions were done by you, by another person with your consent, or by another person without your consent. You agree to notify Bank of Cattaraugus immediately at 716-257-3431 if you become aware of any breach of security or any unauthorized access to your account. You can change your password at any time.
Bank of Cattaraugus respects the privacy and confidentiality of our banking relationship and is committed to protecting your personal information. For more information, see our privacy policy.
Bank of Cattaraugus reserves the right to determine eligibility for any product or service. Bank of Cattaraugus reserves the right to terminate this agreement and/or your access to Internet Banking, in whole or in part, at any time without prior notice.
Bank of Cattaraugus will make all reasonable efforts to provide uninterrupted Internet banking access but cannot guarantee such access. Some or all of the services may not be available at certain times due to maintenance and/or computer, telecommunication, electrical, or network failure or any other reasons beyond our control. Bank of Cattaraugus shall not be liable to you if you are unable to gain access to the system.
This site shall be governed by all applicable Federal and State laws and agreements.
Bank of Cattaraugus Alerts Terms and Conditions
Alerts. Your enrollment in Bank of Cattaraugus Online Banking and/or Mobile Banking (the “Service”) includes enrollment to receive alerts and notifications (“Alerts”). Alerts are electronic notices from us that contain transactional information about your Bank of Cattaraugus account(s). Account Alerts and Additional Alerts must be managed and/or added online through the Service. We may add new alerts from time to time or cancel old alerts. We usually notify you when we cancel alerts but are not obligated to do so. Bank of Cattaraugus reserves the right to terminate its alert service at any time without prior notice to you.
Methods of Delivery. We may provide alerts through one or more channels (“endpoints”): (a) a mobile device, by text message; (b) a mobile device, by push notification; (c) an email account, by an e-mail message; or (d) your Bank of Cattaraugus Online Banking message inbox. You agree to receive alerts through these endpoints, and it is your responsibility to determine that each of the service providers for the endpoints described in (a) through (c) above supports the email, push notification, and text message alerts provided through the alerts service. Please be advised that text or data charges or rates may be imposed by your endpoint service provider. Alert frequency varies by account and preferences. You agree to provide us with a valid mobile phone number or email address so that we may send you alerts. If your email address or your mobile device’s number changes, you are responsible for informing us of that change. Your alerts will be updated to reflect the changes that you communicate to us with regard to your primary and secondary email addresses or mobile device number.
Alerts via Text Message. To stop alerts via text message, text “STOP” to 36397 at any time. Alerts sent to your primary email address will be unaffected by this action. To restore alerts on your mobile phone visit the alerts tab in Bank of Cattaraugus Online Banking. For help with SMS text alerts, text “HELP” to 36397. In case of questions please contact customer service at 716-257-3431. Our participating carriers include (but are not limited to) AT&T, T-Mobile®, U.S. Cellular®, Verizon Wireless, and MetroPCS.
Limitations. Bank of Cattaraugus provides alerts as a convenience to you for information purposes only. An alert does not constitute a bank record for the deposit or credit account to which it pertains. We strive to provide alerts in a timely manner with accurate information. However, you acknowledge and agree that your receipt of any alerts may be delayed or prevented by factor(s) affecting your mobile phone service provider, internet service provider(s), and other factors outside Bank of Cattaraugus’s control. We neither guarantee the delivery nor the accuracy of the contents of each Alert. You agree to not hold Bank of Cattaraugus, its directors, officers, employees, agents, and service providers liable for losses or damages, including attorneys’ fees, that may arise, directly or indirectly, in whole or in part, from (a) a non-delivery, delayed delivery, or the misdirected delivery of an Alert; (b) inaccurate or incomplete content in an Alert; or (c) your reliance on or use of the information provided in an Alert for any purpose.
Alert Information. As alerts delivered via SMS, email, and push notifications are not encrypted, we will never include your passcode or full account number. You acknowledge and agree that alerts may not be encrypted and may include your name and some information about your accounts, and anyone with access to your alerts will be able to view the contents of these messages.